Your guide to mortgage products
We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.
Our Range
How we help you succeed
We provide mortgages to first-time buyers, home movers, and landlords who are often overlooked by high street lenders.
By being easy to work with
Enjoy direct access to a decision maker. Clear, timely communication. And smoother case managment thanks to our online portals.
By taking a human approach to decision-making

LIMITED EDITION
Mortgage Products
Our new Limited Edition Remortgage products with £750 cashback could be ideal for your customers who need an extra boost post-completion.
What We Offer
Find the right product for your customers
Residential Mortgages
Our product range is secured around your customers most recent financial event including CCJs and defaults.
Second Charge Mortgages
We will help you find the right second charge mortgage deal for your customer based on their individual circumstances.
First Homes Mortgages
First Homes is a government scheme that provides Hopeful Homeowners the option to purchase a new build home.
Right to Buy Mortgages
We understand real-life happens and blips should not prevent ambitious Hopeful Homeowners from buying a home.
Help to Buy Mortgages
We’re here to help your customers take their first steps on the property ladder with out Help to Buy range.
Shared Ownership Mortgages
Our Shared Ownership Mortgage products can help your customers to buy a share of a new build property.
Need help with your mortgage case?
To discuss a case, or find out more about our products, call our experienced team. Ready to submit? Log into the application portal to get started, or register if it’s your first case with Pepper Money.
Article & Blogs
A little further reading
If you’d like to dig deeper, read our articles and blogs for the best Homeowner Loan content and insight.

Getting a mortgage with adverse credit

Who is the best mortgage lender if you have a low credit score?

Will I get a mortgage with a low credit score?

What are mortgage interest rates if you are self-employed?

How do I calculate loan to value?

Can you use gifted money for a house deposit?

Getting a mortgage with adverse credit

Who is the best mortgage lender if you have a low credit score?

Will I get a mortgage with a low credit score?

What are mortgage interest rates if you are self-employed?

How do I calculate loan to value?

Can you use gifted money for a house deposit?
Resources
Broker toolkit and guides
Our Broker Toolkit has all the information you need for Products, Calculators and Guides